Privacy Policy

We prioritize the protection of your privacy and are fully committed to ensuring the strong safeguarding of your personal data while you utilize our website. This Privacy Policy outlines practices for collecting, using, sharing, and storing data on credits.ph website, further in the text "website", and what choices you have with respect to the information. We strongly recommend thoroughly reviewing this policy for a comprehensive understanding. 

What data do we collect? 

During your usage of our website, you may provide specific personal information, including your complete name, address, email address, phone number, and other feedback-related details. Additionally, we may gather information regarding your activities on the site, such as page visits, service usage, credit comparisons, and other actions taken. 

Automatic data collection 

Through the use of cookies, we automatically collect relevant technical information about your device and internet connection, including your IP address, browser type, operating system, and other technical data. 

Data utilization 

The information we collect is utilized to provide you with relevant details about financial products and services, deliver customer support, and fulfill our obligations to you. Moreover, we employ this information to personalize your site experience by presenting you with pertinent credit and financial product information, as well as customized offers. Through the analysis of user interactions, we continuously enhance the functionality, design, and user interface of the site, streamlining the process of comparing online credits. Furthermore, we may communicate with you through various channels, sharing information about new products, special offers, promotional materials, and other communications of potential interest. Should you wish to opt out of receiving such communications, you can directly contact us. 

Data disclosure 

We never share, sell, or transfer your information to third parties without obtaining your explicit consent, except in the following circumstances: 

  • Trusted Partnerships: In order to ensure seamless service provision and continuous website improvement, we may collaborate with reputable partners and share certain information about you. 
  • Legal Compliance: If legally obligated by law or court order, or if we believe it is necessary to protect our rights and interests, we may disclose your information. Rest assured, any such disclosure will strictly adhere to legal requirements and will prioritize the utmost care for your privacy. 

Security of personal data 

We implement comprehensive measures to protect your information against unauthorized access, use, modification, or disclosure. Advanced technical, administrative, and physical security measures are in place to maintain a high level of privacy and data protection on credits.ph website. Our dedicated team of security experts continually monitors and updates our systems to mitigate the risk of unauthorized access, use, or disclosure of your information. We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected or as required by applicable law. However, it is important to acknowledge that no method of data transmission or storage on the Internet can be completely secure. 

User rights 

You have certain rights concerning your personal information. You can request access to, rectification, deletion, or restriction of the processing of your data. Additionally, you have the right to withdraw your consent to data processing or express objections to specific types of processing. 

Updates to the Privacy Policy 

Our Privacy Policy may undergo changes at any time in response to service enhancements, the introduction of new features and services, changes in legislation, or for transparency purposes. In the event of modifications, we will notify you by posting an updated version on our website. We encourage you to periodically review the Privacy Policy to stay informed about any changes. 

If you have any questions or require further information, please feel free to contact us using the "Feedback" form. Our team is dedicated to addressing your inquiries and concerns promptly.